3 Impact of April 2026 CLARITY Act New Rule: DeFi Protected, Yield Lost?

Jakarta, Pintu News – Crypto regulation in the United States is entering a crucial phase with the latest progress of the CLARITY Act targeted for discussion in April 2026. This bill has the potential to be one of the most influential policies in the global cryptocurrency ecosystem. However, behind the efforts to bring legal certainty, the crypto industry must also accept a number of major compromises.

1. CLARITY Act Ready for Discussion in April, Targeted to Pass in May

The US government is targeting a CLARITY Act markup in the second half of April 2026. If the process goes smoothly, the law could potentially be passed in May. This timeline is important because if it fails, crypto regulation could be delayed until after the next political cycle.

The bill aims to provide regulatory clarity that has been an obstacle to the cryptocurrency industry. One of the main focuses is the division of authority between regulators such as the SEC and CFTC. With a clearer structure, it is expected that the crypto market can develop with better legal certainty.

Also Read: Bitcoin ETF Facts Rp950 Trillion: Crypto Beats Gold as a Hedge?

2. Yield Stablecoins Removed, Passive Income Sacrificed

One of the biggest changes in the CLARITY Act is the removal of passive yield features on stablecoins. Previously, many crypto platforms offered yields on stablecoin holdings. However, in this latest version of the bill, the practice is largely banned.

Instead, only activity-based rewards such as platform usage or transactions are allowed. Here are the main changes regarding yield:

• Passive yield: prohibited
• Activity-based rewards: limited allowed
• User incentives: significantly reduced

This move was taken to meet the demands of the banking sector and regulators. However, it also reduces the appeal of crypto as a source of passive income.

3. DeFi Protected, Developers Get Legal Clarity

On the other hand, the CLARITY Act brings positive news for the decentralized finance (DeFi) sector. The latest regulations provide protection to non-custodial developers and protocols. They will not be treated as financial institutions like banks.

This is important because previously there were concerns that developers could be subject to heavy regulatory obligations. With this protection in place, innovation in the DeFi sector has the potential to continue to thrive. In the context of crypto, this is an important step towards keeping the ecosystem open and innovative.

Regulation Comes with Compromise

The CLARITY Act shows that crypto regulation is starting to enter a more mature stage. On one hand, legal clarity can encourage greater adoption and investment in the cryptocurrency market. But on the other hand, the industry will have to sacrifice some important features such as passive yield.

For you, these changes signal that the crypto market will become more structured in the future. Understanding the impact of regulation is important in order to adapt to the new dynamics. With the right approach, opportunities remain open even as the rules get stricter.

Also Read: 5 Facts about Bitcoin Rp1.13 Billion: When Everything is Bearish, Is it a Bullish Signal?

Follow us on Google News to stay up to date with the latest in crypto and blockchain technology. Check Bitcoin price, usdt to idr and tokenized nvidia stock price via Pintu Market.

As a safe crypto app, Pintu provides a crypto trading experience to access crypto gold investment easily and conveniently. You can also see today ‘ s gold jewelry price and today ‘ s gold bullion price to support your investment activities and portfolio diversification as well as learn crypto through Pintu Academy.

Download the Pintu crypto app via Play Store or App Store now. Enjoy the web trading experience with various advanced trading tools such as pro charting, various types of order types, and portfolio tracker only at Pintu Pro.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Mohammad Shahid/BeInCrypto. CLARITY Act Nears April Markup as Key Crypto Rules Shift. Accessed March 31, 2026